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Hayward WI Workers' Compensation Law Blog

What to know if you discover a defect after buying a home

You have just bought your dream home, but a month after moving in, you find something wrong with the house that either significantly affects its value or puts your family’s health and safety at risk – or both. At the Lein Law Offices, we understand how upsetting this can be for you and other Wisconsin home buyers, and we are prepared to answer your questions on the issue of home seller disclosures.

According to FindLaw, sellers should notify potential home buyers in writing of any defects or problems with the property that they know about, which could cause a negative financial or health impact to the new owners. Some common defects that you might encounter, which the previous homeowners should tell you about if they are aware of the issues, include the following:

  • Water damage that caused a problem with mold or wood rot
  • A serious insect or vermin infestation, such as termites or gophers
  • A crack in the home’s foundation
  • Severe defects to major features, such as burst pipes or a faulty septic tank

Who owns your debt and who to pay?

Imagine, if you will, for one reason or another, you acquired a bit of debt. Being responsible, you want to pay it off as soon as you get the letter in the mail and are notified.

The only problem is every month you get a letter telling you your creditors have changed. What are you to do? Who are you to send payments to and how are you to resolve this?

How can you escape from a road rage incident?

It would seem like road rage is an unfortunate sign of our times. Many Wisconsin residents are stressed out and in a hurry. When these factors are combined with impatient drivers, slow-moving traffic or just someone having a bad day, the results can turn deadly. Aggressive driving and road rage threaten the safety of drivers across the country every day.

The American Safety Council states that road rage has caused 12,610 injuries and 218 murders in the U.S. over a seven-year period. Additionally, aggressive driving is believed to be responsible for 66 percent of fatal traffic accidents. Although similar, road rage and aggressive driving are not the same thing. Aggressive driving is certainly dangerous and may result in accidents, but qualifies as a traffic offense. You may be surprised to learn that road rage is considered a criminal offense. This is because drivers engaging in road rage knowingly intend to cause harm to someone else.

Construction dangers to others are shown in bridge collapse

When there is a serious construction accident, usually the ones who are affected are those who were working on the site at the time of the accident. It is always unfortunate when someone is injured in an accident, regardless of whether they are workers or those who happened to be in the wrong place at the wrong time. When it comes to construction projects in Wisconsin and elsewhere that are in areas accessible to the general public, innocent bystanders can be seriously injured or killed.

This point was painfully driven home with the recent collapse of a pedestrian bridge that was being constructed in Miami, Florida. The widely-publicized tragedy occurred during spring break near Florida International University, otherwise there may have been many more casualties. As it happened, six people were killed and several others injured when the 960-ton structure collapsed onto the roadway when traffic was stopped at a red light under the bridge. Vehicles were flattened, leaving many victims buried beneath the rubble.

How do emotional injuries impact your physical health?

Nearly every company has at least one person who is difficult to work with, but that does not mean you should put up with abuse, especially if it is impacting your emotional health. As you and other Wisconsin residents may know, chronic stress and anxiety relating to an ongoing situation may make life miserable. It can also affect your work performance and even your physical health.

The Mayo Clinic explains that we are connected physically to our emotional state. If you suffer from depression, anxiety or post-traumatic stress disorder for an extended period of time, it may begin to take a toll on your body. Some of the common physical effects of an emotional injury include pain, inflammation, high blood pressure, obesity and heart disease. These symptoms, as well as pervasive feelings of anxiety, anger or despair while working in a toxic environment, can make it difficult to function each day and properly do your job.

Study: drowsy driving more dangerous than previously believed

Hayward residents have too often seen the destruction that a drunk driver can cause on our roads and highways. While everyone in America has become increasingly aware over the years of the threat of drunk drivers, few understand that in many ways, drowsy drivers pose an even greater threat to the safety of motorists and pedestrians.

A recent, in-depth stuff of fatigued driving by AAA shows that the problem is more widespread than previously believed. The organization says that 9.5 percent of all car accidents involve a drowsy driver and that 10.8 percent of the most serious motor vehicle crashes involve a tired driver.

Understanding the closing process

When Wisconsin residents buy a home for the first time, they may not think about all of the paperwork which needs to be filled out before a house is officially theirs. It is important for first-time home buyers to understand what to expect from the closing process and what they need to do.

Before closing on a house, people should usually do one more walk-through. Realtor.com says that sometimes the home inspection reveals repairs the seller needs to make. People should typically use this walk-through to ensure the repairs are finished. Additionally, it is a good idea to ask how to pay the down payment. People usually cannot use their personal checks, so they may need to bring a cashier's check or prepare a wire transfer.  

What are the benefits of filing personal bankruptcy?

If you're dealing with debt that you cannot pay off, you've probably wondered about bankruptcy. Many people think of bankruptcy as a bad credit option or even a moral failing. The truth is, many people find that bankruptcy profoundly improves their financial situations and their lives overall.

There are real benefits to bankruptcy:

As soon as you file, creditors are legally required to stop trying to collect your debts. Any further communication must be through your lawyer, so you should receive no more harassing phone calls. Moreover, it stops foreclosures and evictions in their tracks. It keeps your utilities from being turned off. It puts a halt to wage garnishment. These benefits only last through the bankruptcy process, but they can make your life easier immediately while putting you in a better position to pay off any remaining debt.

10 steps to take to preserve your rights after a car accident

After a car accident, emotions run high. You may be injured or in pain, or you may hardly notice your injuries due to all the adrenaline in your system. With everything seeming to happen so fast, it's useful to have a good idea in advance of what to do immediately after an accident.

Here are 10 important steps to take:

1. Remain at the scene. You could face criminal penalties for leaving an accident with injuries or major damage. If possible, move your car to a safe, non-obstructing location. If you can't do so, call a tow truck.

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