Chapter 13 Bankruptcy

Hayward, Wisconsin, Chapter 13 Bankruptcy Lawyers

Debt Management, Reduction and Repayment Under Chapter 13

Credit cards, mortgages and medical bills are all sources of debt that can quickly spiral out of control. If you find yourself weighed down by unmanageable financial obligations, but make too much money to file for a Chapter 7 bankruptcy, a Chapter 13 wage earner's plan may make the most sense for you if your goal is debt consolidation. Let the experienced attorneys at Lein Law Offices show you how.

Contact bankruptcy law firm online or call 715-403-5045 for a free consultation. Our Hayward Chapter 13 attorneys have years of experience in assisting Wisconsin families with debt management options. We can help you, too.

Lein Law Offices represents clients in proceedings for Chapter 7, Chapter 13 and Chapter 128 consumer bankruptcy. Our experienced lawyers can help you ease the burden of debt and get back on your feet financially.

Is Chapter 13 Bankruptcy Right for You?

Even if you are unable to file for Chapter 7 bankruptcy, a Chapter 13 repayment plan may be the best option available to you. Reasons to file for this type of protection include:

  • Stop foreclosure proceedings and make up delinquent mortgage payments over time
  • Pay off certain secured debts, like car loans, over the length of the plan as opposed to the contractual period
  • Consolidate a large number of debts by submitting one payment to a trustee who then distributes the funds to creditors

A Chapter 13 petition automatically stops most collection actions against you. This is known as an "automatic stay." As long as the "stay" is in effect, creditors may not initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments.

The Hayward bankruptcy attorneys at Lein Law Offices can help you start the petition process today by compiling the appropriate financial information you will need to file. We will also defend your rights throughout the proceedings, making sure you stay well informed and well prepared.

Contact Our Rice Lake Bankruptcy Attorneys

Secure your family's future by putting a stop to creditor-initiated collections actions. Call Lein Law Offices at 715-403-5045 or contact our Chapter 13 bankruptcy lawyers online to schedule a free consultation.

Free consultations — Flexible office hours and appointments — In-home and hospital visits available — Call us toll free at 1-877-712-4023.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.