Bankruptcy

Hayward Bankruptcy Lawyers

Since 1983, Lein Law Offices has erased debt for thousands of clients in Wisconsin. A few examples of our past successes* include:

  • $90,000 wiped away for a combination of medical bills
  • $150,000 in equity saved for married couple
  • $100,000 cleared for personal liability in negligence case
  • $80,000 in general consumer credit card debt removed

No one plans to find themselves in a situation of overwhelming debt. Economic challenges, such as job loss or unexpected illness, can easily push a person who lives paycheck to paycheck into financial ruin. In these dire circumstances, filing for Chapter 7 bankruptcy may be the only way to get your head above water.

At Lein Law Offices, our bankruptcy lawyers recognize life is unpredictable. With more than 25 years of experience navigating clients through the bankruptcy process, they have helped countless individuals and families make a fresh financial start. Contact our Ladysmith law firm for a free consultation about options for debt relief.

Understanding the Causes of Bankruptcy

Contrary to popular opinion, bankruptcy is not always about financial irresponsibility. While there are those who use Chapter 7 bankruptcy as a way to eliminate credit card debt they never intended to pay, most of the people who come to us for help are facing situations and circumstances beyond their control.

Read about the causes of bankruptcy.

The Hayward bankruptcy lawyers are prepared to guide you through the process of consumer bankruptcy. Please talk to us about your options regarding:

Alternatives to Bankruptcy: In Chapter 7 bankruptcy, you can eliminate debt, including credit card debt and medical debt, through debt liquidation. We can help you qualify for Chapter 7 with the income means test.

Chapter 128 bankruptcy : Chapter 128, or debt amortization, gives you time to pay off unsecured debts such as utility bills, medical bills and credit cards.

Chapter 11 bankruptcy : In a Chapter 11, companies can reorganize their debt while the business continues to operate.

Chapter 13 bankruptcy : A Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts.

Offering You a Helping Hand

At Lein Law Offices, we focus on helping our debt relief clients with a plan for both immediate and future financial needs. Our goal is to help you get back on your feet by helping you eliminate the debt that has been a part of your life for far too long.

Contact Our Rice Lake Chapter 7 Bankruptcy Attorneys

Contact our Hayward law offices to arrange a free consultation with an understanding bankruptcy attorney. We represent clients in cities that include Stone Lake, Cable, Minong, Spooner, Rice Lake, Superior, Ashland, Weyerhaeuser, Winter and Ojibwa.

Free consultations — Flexible office hours and appointments — In-home visits available — Call us toll free at 1-877-712-4023.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

*Past results are not a promise of future success. Each case is fact specific and the outcome is determined by any number of factors.